With the continuous reform of the market economy in china and the development of the integration of the world economy , the banking industry of china will be confronted with more and more serious market competition . in order to adapt to requirements of bank management in new situation , the straight target of constructing enterprise informatization has transferred from raising the efficiency of dealing with business to raising the management efficiency and the policy - making level 随着中国市场经济改革的不断深入和世界经济一体化程度的不断提高,中国的银行业将面临越来越激烈的市场竞争,为了适应新形势下银行经营管理的需要,企业信息化建设的直接目标也由原来的提高业务处理效率过渡到提高管理效率和决策支持水平。