Denmark ' s approach allows mortgage - backed securities to be standardised into large pools , which makes them more liquid and attracts investors 丹麦模式使房产抵押支持证券可以标准化,组成庞大的资产池,这即增加了证券的流动性,也增加了对投资者吸引力。
As part of the mad scramble to buy real estate before the downturn , some mortgage brokers simultaneously lined up home equity loans for borrowers along with the primary loan used to buy the property 在房地产低迷之前,一些抵押经纪人既给借款人提供房产抵押的同时,还购入房产。
Analysts say during the housing boom when interest rates were low , borrowing by homeowners with little cash and poor credit more than tripled between the years 2000 and 2006 分析家们说到过去在房产抵押率低房产价值暴涨的时候,凭借少量资金和低信贷,房屋主的借款在2000年和2006年之间增加了三倍多。
And the system efficiently separates the business of mortgage lending from the ultimate investors ? such as pension funds and insurers ? who supply the funds by purchasing the mortgage - backed bonds 该制度也有效地区隔了房产抵押贷款业务和购买抵押贷款支持债券的最终投资者- - - -比如养老基金和保险公司。
And the system efficiently separates the business of mortgage lending from the ultimate investors ? such as pension funds and insurers ? who supply the funds by purchasing the mortgage - backed bonds 该制度也有效地区隔了房产抵押贷款业务和购买抵押贷款担保债券从而支持了该业务的最终投资者? ?比如养老基金和保险公司。
Its mortgages must be financed through the issuing of bonds that adhere to the “ balance principle ” : the maturity and cashflows of the bonds must match those of the underlying loans almost perfectly 其房产抵押贷款必须遵守“平衡原则” ,通过发行债券来融资:债券到期的现金流出必须和同期房贷还款的现金流入几乎完全吻合。
Its mortgages must be financed through the issuing of bonds that adhere to the “ balance principle ” : the maturity and cashflows of the bonds must match those of the underlying loans almost perfectly 其房产抵押贷款必须通过发行债券来融资,遵守“平衡原则” :即债券的到期日和现金流必须与相应的抵押贷款的到期日和现金流几乎完全吻合。
Mr fox helped to lay firm foundations for housing finance in order to make cheaper loans available to more mexicans while providing the country ' s pension funds with mortgage - backed securities in which to invest 为了让更多的墨西哥人享受到更便宜的贷款,福克斯帮助为住宅金融建立了坚实的基础,同时建立了房产抵押贷款支持证券,并允许该国养老基金购买投资。
Abstract : setting out from the characteristic of house financial markets actual in china , a deeply analysis in varies risk and its causes is made . a few countermeasure keeping away house financial risk , for instance developing house financial serving organization such as the broker buildup by certification lawyers and classify insurance and excessive pledge and conforming house mortgage rate reasonably and evaluating loan repay ability in science is put forward 文摘:从我国目前住宅金融市场特点出发,深入分析了银行贷款面临的各种风险及其产生的主要原因,提出了发展以执业律师为主体的住宅金融服务机构? ?抵押贷款经纪人、分类保险、多重保证、合理确定房产抵押率、科学评估贷款人偿贷能力等具体的金融风险防范对策